About Us

About Us

NDL Micro-Credit is a registered and licensed micro-credit institution under the laws of Ghana and regulated by the Bank of Ghana. We exist to bridge the financial gap for individuals, traders, and small businesses through accessible, reliable, and client-focused lending solutions. Our approach is simple — fast disbursement, flexible terms, and genuine support tailored to your financial goals.

Our Mission

“To provide accessible and sustainable financial solutions to empower individuals and businesses.”

Our Vision

“To be the leading microfinance institution, fostering growth and economic independence for our clients.”

Our Values

Integrity – We build trust through transparency and accountability.
Accessibility – We break financial barriers by meeting clients where they are.
Client-Centricity – Every product, policy, and process is designed with you in mind.

Our Loan Products

Personal Loans

• Amount: Up to GHS 10,000
  
  

• Purpose: Medical bills, school fees, emergencies
  
  

• Features: Low interest, flexible repayment
  
  

Business Loans

• Amount: Up to GHS 50,000
  
  

• Purpose: Business expansion, equipment, stock purchase
  
  

• Features: Tailored repayment, fast approval
  
  

Micro Loans

• Amount: Up to GHS 5,000
  
  

• Purpose: Startups, small-scale trade
  
  

• Features: Minimal paperwork, short-term support
  
  

Whether you’re an entrepreneur growing your hustle or a salary worker managing life’s demands, NDL Micro-Credit is here to support your journey with financial solutions that work.